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It is calculated based upon a Morningstar Risk-Adjusted Return procedure that accounts for variation in a managed product's month-to-month excess efficiency, positioning more emphasis on downward variations and rewarding consistent performance.  Need More Info?  leading 10% of items in each item category get 5 stars, the next 22. 5% get 4 stars, the next 35% receive 3 stars, the next 22.

The Overall Morningstar Rating for a handled item is stemmed from a weighted average of the efficiency figures related to its 3-, five-, and 10-year (if relevant) Morningstar Rating metrics. The weights are: 100% 3 year rating for 36-59 months of overall returns, 60% five-year rating/40% three-year ranking for 60-119 months of overall returns, and 50% 10-year rating/30% five-year rating/20% three-year ranking for 120 or more months of overall returns.

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Morningstar Rankings do not consider sales loads that may apply to particular third party funds. The Overall Morningstar Rankings are originated from a weighted average of the risk changed efficiency figures connected with a Fund's 3-, 5-, and 10-year (if suitable) Morningstar Score metrics. The Global Industry Category Requirement (GICS) was established by and is the exclusive property of Morgan Stanley Capital International Inc.

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("CSIA") is an affiliate of Charles Schwab & Co., Inc. ("Schwab"). Schwab ETFs are dispersed by SEI Investments Circulation Co. (SIDCO). SIDCO is not associated with The Charles Schwab Corporation or any of its affiliates.(0811-4794, 0813-5488, 1016-N2DC, 1017-7KFC, 1019-95HX).

RYT represents, and RYS is a. These distinctions are only supplied by, the biggest nonprofit association representing the yoga neighborhood and which sets national trustworthiness standards for yoga instructor training. refers to an instructor who has actually finished a 200-hour yoga instructor training that is signed up with Yoga Alliance.